Golf carts and low speed vehicles (LSVs) are growing in popularity because they are convenient, relatively easy to operate, and versatile. Learn more about the unique coverages we offer below, then contact a local independent agent to discuss the right coverage for you.
Real-life scenario Bodily Injury LiabilityThis coverage helps pay hospital bills, medical expenses, and other costs related to an accident you are responsible for that injures someone other than a guest passenger.
Guest Passenger LiabilityThis covers medical expenses for a passenger injured while riding with you in your golf cart. This does not include your spouse, who is already protected under your medical coverage.
Property Damage LiabilityIf you're responsible for an accident, this coverage helps pay for repairs to someone else's vehicle or personal property you damaged.
ComprehensiveThis option helps pay for repairs or replacement if your golf cart or LSV is stolen, vandalized, or damaged in some way other than a collision. (Flooding, fire, falling objects, wind, and collision with an animal.)
This helps pay to repair damage caused by an accident regardless of who is at fault. You're also covered if your golf cart or LSV is knocked over, hit, or collides with another object.
Medical PaymentsHelps cover hospital bills and other medical care expenses for you and your any passengers injured in an accident, no matter who is at fault.
We offer so many more coverage options at Safeco. Connect with a licensed independent agent near you to determine the best coverage options for your golf cart or LSV.
Sure, you might not be traveling long distances in your golf cart. But with Roadside Assistance, you won't get stranded in the event of a breakdown, flat, or any other covered incident that requires emergency assistance or a tow.
Enroll in Roadside Assistance when you purchase golf cart insurance through your local independent agent. 2 Find an agent
Looking for answers? Browse the most frequently asked questions below, or contact an agent to discuss Safeco golf cart insurance today.
Safeco insures nearly all makes and models of golf carts. We also cover all-terrain vehicles (ATVs) with four or six wheels, a wide variety of utility task vehicles (UTV), side-by-sides, dirt bikes, snowmobiles, and other select off-road vehicles.
Talk with an independent agent to get details about all the vehicles types we cover.
Your homeowners policy may give you some coverage for use of a golf cart, but it's very limited and there are many common situations that could leave you without protection.
For example, many homeowners policies won't cover you when you drive to a neighbor's house, which is a typical use for these types of vehicles. Having a separate policy gives you peace of mind because you'll have coverage at home, on the golf course, and on public roads, even if you loan your golf cart to a friend.
Yes! And when you do, we'll give you a discount for having multiple golf carts (or motorcycles, ATVs, snowmobiles, and other off-road vehicles) on the same policy.
Not at this time. Golf carts owned by a business or used for commercial or business purposes are not eligible for coverage with Safeco.
1 Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
2 Optional coverage. Roadside Assistance package includes towing to a qualified facility or location within 15 miles, delivery of fuel or fluid (costs of these items not included), and changing of flat tires only with Safeco's insured's inflated spare. May vary by state.
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Insurance is offered by Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116. This website provides a simplified description of coverage. Nothing stated herein creates a contract. All statements made are subject to the provisions, exclusions, conditions and limitations of the applicable insurance policy. Please refer to actual policy forms for complete details regarding the coverage discussed. If the information in these materials conflicts with the policy language that it describes, the policy language prevails. Coverages and features not available in all states. Eligibility is subject to meeting applicable underwriting criteria.